Health Insurance

Included in the price of the program are the following benefits. The coverage is provided through ASTES and applies while in Spain and only during the program dates.   Medical insurance is provided in Paris to cover only medical emergencies on a limited basis.

This is a partial description of benefits. Naturally">

Health Insurance

Included in the price of the program are the following benefits. The coverage is provided through ASTES and applies while in Spain and only during the program dates.   Medical insurance is provided in Paris to cover only medical emergencies on a limited basis.

This is a partial description of benefits. Naturally, some restrictions apply. Denomination is in euros. Amounts are based on 2007 policy.

  • Medical or surgical assistance due to illness or accident..............................Unlimited

  • Hospitalization…………..…….………..........................………………Up to 1,500 euros

  • Prescription drugs............................................….......................................... 100%

  • Medical transportation.....................................................................UP to 900 euros

  • Accidental death..........................................................................Up to 1,500 euros

  • Total disability.............................................................................UP to 6,000 euros

  • Partial disability………..…….............................…..........…………..Up to 3,000 euros

Note:  Participants are responsible for submitting their out of pocket qualifying medical expenses (prescription drugs…) to the insurance company for reimbursement. 

Trip Cancellation Insurance

This type of coverage is not included in the price of the program but provides protection against trip cancellation or interruption due to death, serious illness, or injury.  Although we don’t include this type of coverage nor do we sell these policies, we recommend to everyone to look into the benefits it provides. Access America provides this type of coverage.  There are many other companies that do this at similar rates.    The phone number is  1-800-284-8300.