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HEALTH INSURANCE

 

Included in the price of the program are the following benefits. The coverage is provided through ASTES and applies while in Spain and only during the program dates.   Medical insurance is provided in Paris to cover only medical emergencies on a limited basis. Refund of up to 1,200 euros.  Rates are as of September 2011.  Summer 2012 rates may be different.

This is a partial description of benefits. Naturally, some restrictions apply. Denomination is in euros.  Note:  Participants are responsible for submitting their out of pocket qualifying medical expenses (prescription drugs…) to the insurance company for reimbursement. 

 
In Spain:  Insurance company website is: www.astes.org

Medical and surgical assistance in insured processes of illness or accident........................................................UNLIMITED
Stay in hospital in medical processes (without surgical operation).............................................................. Up to 1.502,53 €
Refund of the total cost of pharmaceutical products medically prescribed within the period of insurance.............100 %
Extended accommodation as a result of illness or accident for a maximum of 7 days.................................21,04 € per day
Transportation of the insured to his place of residence in cases of serious illness or accident..................Up to 901,52 €
Transportation of the body of the dead insured to his place of residence .....................................................Up to 2.103,53 €

Individual Accidents
In case of accidental death 1.502,53 €
In case of total disability 6.010,12 €
In case of partial disability 3.005,06 €

Trip Cancellation Insurance

This type of coverage is not included in the price of the program but provides protection against trip cancellation or interruption due to death, serious illness, or injury.  Although we don’t include this type of coverage nor do we sell these policies, we recommend to everyone to look into the benefits it provides. Access America provides this type of coverage.  There are many other companies that do this at similar rates.    Their phone number is  1-800-284-8300.

Information on vaccinations and other health precautions, such as safe food and water precautions and insect bite protection, may be obtained from the Centers for Disease Control and Prevention’s hotline for international travelers at 1-877-FYI-TRIP (1-877-394-8747) or via the CDC’s web site at http://wwwn.cdc.gov/travel/default.aspx. For information about outbreaks of infectious diseases abroad consult the World Health Organization’s (WHO) web site at http://www.who.int/en. Further health information for travelers is available at http://www.who.int/ith/en.